DirectBuy is a wholesale home improvement and furniture buying club. It operates more than 150 franchise locations in North America. Members are recruited through a one-on-one appointment presentation-based sales model similar to that used by many vacation time-share companies. Potential members are asked to join at the appointment. If a membership is not purchased, the individual may not join the club for a period of time, usually four years. Membership fees consist of an initiation fee of a few thousand dollars followed by monthly maintenance fees. Many DirectBuy membership contracts do not contain cancellation provisions and canceling a membership can be quite difficult.

Examine your DirectBuy contract for a clause that describes an initial “cooling-off” period during which you may cancel your contract. The inclusion of this clause in a DirectBuy membership contract depends on the policies of the franchise you joined through and varies from location to location. If it is present, the cooling-off period is frequently three days and sometimes includes a cancellation penalty of 10 to 15 percent.

Direct Buy is a buying club that advertises deep discounts on furniture and other merchandise to people who join the club. According to Consumer Reports, the cost of a membership is nearly $5,000 for an initial fee, which does not include additional yearly membership costs. To save money, Consumer Reports estimates that you would need to spend $20,000 to recoup your membership fees. If you have found that you want to cancel your membership, you may have a challenge ahead of you.

Read your membership contract thoroughly. Look for a clause regarding cancellation. According to the information from Consumer Reports, there will likely be a clause that states you are not able to cancel your membership.

Write a letter stating you wish to evoke your consumer right of rescission if you change your mind regarding your membership within three business days.

DirectBuy sells furniture, appliances, electronics and flooring. According to them, you can buy your favorite brands at confidential dealer prices not available to the general public, saving yourself thousands of dollars on brand name products such as Sony, Panasonic, Maytag, Whirlpool and 700 other top brands (See References 1) .